Data Migration Made Simple: Why Graviton is the Future of Lending Technology

In the lending ecosystem, data is the backbone. From customer onboarding to loan disbursals and repayments, every action is driven by accurate, real-time data. Yet, many lenders still operate on outdated or rigid systems that slow growth and hinder compliance.

Migrating to a modern Loan Origination System (LOS) or Loan Management System (LMS) can unlock speed, scalability, and smarter decision-making. But the biggest fear remains: data migration.

In this guide, we’ll walk through how Graviton simplifies and strengthens your data migration journey—from outdated systems to modern lending infrastructure.

What is Data Migration in Lending?

Data migration is the process of transferring data from one system to another, ensuring data consistency, security, and usability in the new environment. In the lending industry, this typically involves migrating from legacy LOS or LMS systems to advanced, cloud-based platforms.

This migration process includes the movement of:

• Customer and KYC profiles

• Historical loan applications

• Financial transactions and ledgers

• Documents, schedules, and workflow rules

Without an efficient data migration strategy, lenders risk data loss, compliance issues, operational downtime, and user resistance.

Why Data Migration is a Game-Changer for Lenders

Accurate, fast, and compliant data migration ensures:

• Seamless operational continuity

• Timely reporting and audit readiness

• Advanced decision-making with clean data

• Regulatory alignment across all functions

• Reduced IT overhead from outdated systems

At Graviton, we understand that the success of a lending transformation depends on a smooth, secure, and accurate migration. That’s why we’ve built a frictionless migration framework that ensures you don’t just shift systems—you elevate operations.

Our End-to-End Data Migration Framework

Graviton’s approach delivers:

1. Fast migration for LOS and LMS

2. Advanced accounting data migration

3. Robust post-migration support

4. Effortless migration from any software

Let’s break it down.

1. Fast Migration: Move to Graviton with Confidence and Speed

One of the most common misconceptions about LOS or LMS data migration is that it takes months, causes downtime, or disrupts operations. With Graviton, that’s no longer the case.

How We Deliver Faster Data Migration

• Pre-Migration Discovery In-depth workshops to assess your system, define needs, and align goals.

• Automated Data Mapping Our tools auto-map your old fields to Graviton’s database schema to reduce human error.

• Parallel Testing & Deployment Live operations continue while data is validated in a sandbox.

• Agile, Phased Migration Migrate master data, then transactions, then documents—ensuring accuracy at every step.

• Live Cutover with Minimal Downtime Final deployment , during off-peak hours.

What We Migrate

• Customer profiles & KYC

• Loan applications & history

• EMI schedules and collections

• Product structures & workflows

• Sanction and disbursement records

• Internal documents and notes

2. Advanced Accounting Data Migration: Financial Accuracy, Guaranteed

Data migration without precise financial alignment can cause serious damage—compliance issues, misstatements, and operational risk.

Graviton ensures audit-ready accounting migration tailored to NBFCs, MFIs, and digital lenders.

Our Accounting Data Migration Highlights

• Chart of Accounts Preservation We mirror your existing CoA or help you restructure it for smarter reporting.

• Ledger & Journal Entry Accuracy Full transaction histories—including multi-year trial balances—are migrated with verification.

• Compliance-First Migration We retain GST, TDS, surcharge entries, and audit trails for regulatory alignment.

• Multi-Currency & Branch Accounting Handle branch-level ledgers, currency differences, and inter-company mappings.

• Automated Verification Tools Real-time reconciliation with 99.9% data match accuracy.

Accounting Data Features

• Ledger-level traceability

• Debit-credit validations

• Reconciliation histories

• Rule-based CoA restructuring

• Bulk journal imports with checks

3. Post-Migration Support: More Than Just Tech Support

Many companies walk away after a successful data migration. We don’t.

We ensure post-migration success with proactive support and continuous engagement.

What You Get with Graviton’s Post-Migration Support

• 30-Day Hypercare Our team stays embedded to monitor performance and smooth adoption.

• Dedicated Success Manager Your personal contact for all post-migration optimization.

• Functional Training by Role Real users are trained using real (migrated) data by their function: credit, accounts, ops.

• SLA-Based Resolution All post-migration issues are handled within defined SLAs.

• Usage Monitoring & Reporting We track user behavior and adoption to optimize performance.

Additional Benefits

• Admin dashboards

• Smart alerts for data anomalies

• Refresher sessions

• Workflow documentation

• Feedback-driven product enhancements

4. Migrate from Any Software: Compatibility Beyond Expectations

Whether you’re using spreadsheets, custom software, or old SaaS tools—Graviton has done it all. Our data migration engine supports 30+ platforms.

Source Systems We Support

• Legacy Systems: MS Access, FoxPro, Visual Basic apps

• In-house Tools: .NET, Java, PHP engines

• Spreadsheets: Excel, CSV

• Open-source: OpenCBS, Mifos

• SaaS platforms: Graviton supports seamless migration from a wide range of cloud-based lending platforms, ensuring compatibility with most modern SaaS systems used by lenders today.

How We Ensure Compatibility

• Schema Matching & Auto-Mapping Custom fields? No problem—we match everything.

• Data Cleaning & Standardization Fix duplicates, blanks, and formatting errors before migration.

• Incremental Syncing Perform bulk migration, then delta update right before live cutover.

• Custom Upload APIs & Excel Importers Real-time data sync via flexible options.

• AI-Powered OCR Parsing Extract and migrate from PDFs, images, or scanned documents.

Graviton’s Data Migration: At-a-Glance Summary

Feature	What You Get
Fast Migration	Go live quickly and securely
Accurate Accounting	Ledger-level, audit-ready migration
Post-Migration Support	30-day hypercare + dedicated success manager
Compatibility	Works with 30+ platforms
Financial Integrity	Compliance-ready validations and reconciliation
User Confidence	Role-based training + adoption monitoring

Final Thoughts: Migrate with Confidence, Grow Without Limits

Data migration is no longer a bottleneck. With Graviton, it becomes a launchpad.

Whether you’re a fast-growing fintech startup, a mature NBFC, or a community lender—our data migration process is designed to be more than successful. It’s transformational.

✅ Upgrade without downtime ✅ Scale without the stress ✅ Grow without limits—with Graviton

Ready to Migrate?

📞 Book a free talk to our experts for a custom data migration plan tailored to your lending operations.